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55-57 Chapel Street, Cowes VIC 3922

$650,000

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$650k - $683k Transparent Transparent Listing Based on an openly advertised listing price.

House 3 Beds 2 Baths 2 Cars

Listed: 21st Aug 2026

Updated: 10 days ago

Overview

Located at the heart of Cowes within a convenient townhouse complex, this spacious three-bedroom, two-bathroom property offers a superb blend of modern comfort and coastal lifestyle ease. Its design prioritizes practical, low-maintenance living, ideal for those seeking either a permanent residence, holiday retreat, or investment opportunity.

The ground floor welcomes you with a family-friendly kitchen equipped with stone benchtops and ample storage, seamlessly connecting to the dining and living areas. This open layout is enhanced by natural light flowing through large windows and a central split system ensuring year-round climate control. The living space extends directly to a north-facing outdoor entertaining area, perfect for casual mornings or social gatherings with minimal upkeep required, allowing more time to enjoy the vibrant Cowes atmosphere.

Conveniently positioned on the ground level are the master bedroom and a bathroom, ensuring practical accessibility. Upstairs, two further bedrooms are complemented by a versatile second living area that opens onto its own balcony, providing a peaceful retreat or additional space for family and guests to relax and take in the coastal air.

A secure double garage adds valuable storage and convenience, underscoring the property’s lock-up-and-leave appeal for those desiring easy coastal living. Proximity to Cowes’ bustling town centre means cafes, shops, and beaches are all within easy reach, offering a lifestyle enriched by both leisure and convenience.

For investors, the location and low-maintenance design present a solid opportunity for short-term holiday rentals, maximizing the property’s potential when not in personal use.

This townhouse combines location, lifestyle, and practicality, making it an attractive option for a broad range of buyers looking to embrace the Phillip Island lifestyle with minimal fuss.

Local Market Insights

In Cowes, Quiet Listings observed 25 new houses entering the market over the last 30 days, down from 63 during the previous 30-day period, with an average advertised asking price of $962,520. The property type mix of listed properties is predominantly Houses at 76%, followed by land (9%), and home for sales (9%). The most active agency for houses in the Cowes area is currently Ray White, representing 44% of new listings, followed by Stockdale & Leggo with 32%. These insights are based on agencies currently monitored by Quiet Listings and are updated as the local market changes.

While every effort is made to ensure the accuracy and completeness of the property information provided, no guarantee is given. Buyers should independently verify all details, inclusions, availability, pricing, and other relevant information directly with the listing agent before relying on this information.